Costa Rican Currency and Credit Cards

Currency Exchange in Costa Rica

Bring only Costa Rica Colones (CRC) or U.S. dollars in cash which can be exchanged widely. It is better to bring small bills ($20 bill maximum). Currency from other countries can only be exchanged at the central bank in San José, and this is a long process (up to half a day!). The exchange rate in the airports in the U.S. is something like $1 = 600 colones, and changing daily. There is an exchange booth in the immigration area at arrivals (but will probably be closed when your flight arrives). If you are being met at the airport by a Serendipity guide, we can help with the currency exchange in Costa Rica, or provide you with cash if you’ve pre-arranged an exchange with us.

Credit Cards in Costa Rica

Credit and debit cards work well in most hotels, restaurants, supermarkets, and other stores. ATM machines are widely available as well. 

Tourist hotels take credit cards for payment, but not to confirm reservations. Some hotels accept the cards on the phone, but in the end, many hotels will sell a confirmed room to people with “real” money who show up. If Serendipity is arranging your accommodation this will not be an issue for you.

CAUTION! Many places accept only VISA and/or Mastercard, but American Express is less widely accepted (about the same proportion in Costa Rica as in the USA). Lesser-known cards (Discover, Diner’s Club, etc.) are not widely accepted here. Please check with your credit card company to determine the international transaction fees to avoid a lot of charges.